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HEY, I'M NICK MARCOGLIESE, THE FRACTIONAL CFO.

I help entrepreneurs with $500K–$5M service businesses turn their chaotic numbers into a wealth generating machine...

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using analysis & modeling with Excel that unlocks revenue growth, profit, cash flow, and wealth.

FREE 1-MINUTE FINANCIAL CHECKUPS
WITH INSTANT RESULTS

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Is your business bleeding cash?  Answer these questions to find out in about a minute.

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Are you leaving money on the table? Find out with these quick questions that will help to identify opportunities.

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Ready to scale? Try these simple  questions and are you really getting the most out of your business.

TIRED OF MAKING MONEY BUT BURNING THROUGH IT?

You’re growing. You’re selling. You’re busy.

But somehow, there’s never enough left over.

Let me guess:

  • You’re paying everyone but yourself.

  • Your books are a mess, and your accountant just tells you what happened — not how to fix it.

  • You feel like you’re hustling harder than ever, but profit keeps disappearing.

  • You’ve got offers, ops, and invoices — but no clear financial system to actually build wealth.

  • You’re stuck on the cashflow rollercoaster — one good month, one bad month… repeat.

 

If that’s you, you’re not broken. You’re just missing a Gameplan.

YOUR SOLUTION:
THE CHAMPIONSHIP FINANCIAL GAMEPLAN

A simple, strategic financial system that turns your service business into a wealth generating machine — one you actually own, understand, and get paid from.

This isn’t about spreadsheets for spreadsheet’s sake.

It’s about building a profitable machine that helps you towards:

💰 10%+ pretax profit 

📈 A model that that pay wage & profits
📊 A dashboard that shows what’s working

 

You don’t need to guess anymore.

 

You don’t need to wait until tax season to find out how you’re doing.

 

You don’t need to do this alone.

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CONNECT WITH NICK, THE FRACTIONAL CFO

  • Facebook
  • LinkedIn
  • Instagram
  • YouTube
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MEET NICK, THE FRACTIONAL CFO

I’m Nick Marcogliese, and I didn’t set out to be a CFO.


I started by managing a $500K investment portfolio — the Tabor Investment Portfolio at Millikin University — thinking like an owner and investor, not just a guy crunching numbers.

Then, tearing my Achilles became a turning point.
It forced me to slow down and rethink what I truly wanted to build.

Rather than sitting at home, I dove into the startup world, working alongside founders and investors inside the Innovate Springfield ecosystem.

That’s when I discovered something game-changing:
I didn’t just have to bet on companies…
I could influence their numbers — shaping outcomes instead of waiting on them.

 

And here’s what I saw over and over:
The businesses that thrive don’t just have great products or services…
They understand their numbers and use them like a weapon to make confident decisions.

 

Most don’t.
And it bleeds them dry — slowly, silently, until it’s too late.

 

With degrees in Finance and Experimental Cognitive Psychology, I launched Living Water Consulting to bridge the math and the mindset for small business owners.

 

Today, I help them:

  • Stop the cash bleed

  • Grow profitably

  • Build financial systems that actually support the life and business they want

…all without hiring a full-time CFO.

OUR CHAMBER & COMMUNITY AFFILIATIONS

LOCATED AT THE WEDGE INNOVATION CENTER
ALTON, IL

GOT QUESTIONS?

We Will Contact You Soon!

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Copyright © 2025 Living Water Consulting LLC | All Rights Reserved | Privacy Policy | Disclaimer: Not a CPA or CFP firm. No tax or audit services.

🌊Living Water Consulting

📧 info@livingwaterconsulting.com
📞 (618) 818-7989

📍 Office:  The Wedge

       620 E Broadway,

       Alton, IL 62002

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